Our business owner clients have devoted much of their lives to building one or more successful businesses and turn to us when they need help preparing for their next chapter. They recognize that their expertise in creating wealth does not necessarily equip them to manage that wealth effectively.
It is often the case that, prior to engaging with us, our clients’ complex financial needs – legal, tax, banking, risk management, etc. – have been addressed in a piecemeal fashion. They find tremendous value in our ability to coordinate these services, uncover new planning opportunities, and foster open lines of communication amongst their professional advisors.
Above all, they value our emphasis on leading with the human element (i.e. understanding them, their families, their goals, their values, their concerns, etc.), rather than having a product-first orientation.
Ultimately, our business owner clients want to take care of their loved ones, support the causes that are important to them, and leave a lasting legacy. Our mission is to help them put together the right pieces to maximize those efforts.
Much like our business owner clients, the needs of high-profile clients such as professional athletes and influential public figures tend to be multifaceted and require an advanced level of care and expertise. Quite often, these clients' peak earning years are short-lived, so a key focus is implementing a disciplined approach to maximizing savings opportunities and minimizing taxes while their cash inflows are substantial.
We also understand that these clients face a number of risks, from sustaining career-threatening injuries to being targeted by financial predators or cyber criminals. Therefore, we work to ensure that these clients have the proper safeguards in place – such as insurance, asset protection, and sophisticated cybersecurity defenses – to protect against financial calamity.
Other key areas of focus include philanthropic planning, legacy goals and estate planning, and coordinating various lifestyle services.
Taking care of spouses, children, and other loved ones is the driving force for many of our clients. Our team has decades of experience helping families develop financial plans and strategies to accomplish these critical objectives.
One of the most common issues that we address with clients is retirement planning, making sure that they are prepared – financially and otherwise – to sustain their lifestyle and find fulfillment after their working career is over. We have published academic research on retirement planning strategies that protect cash flow throughout the retirement lifecycle, but more importantly, we have successfully guided hundreds of families through the process.
We also work with our clients’ advisors to address areas such as estate planning, tax planning, charitable giving, and college savings, so that no detail of their financial situation is overlooked.
Couples and individuals who are still in the accumulation phase of their investing life often feel uncertain about their long-term goals, and insecure about whether they are taking the right steps today to take care of their future selves. For many, the world of investing seems opaque, or even intimidating.
Our goal is to provide clarity – to help our young professional clients decide where they want to go, what they want to accomplish, and better understand how to get there. From enrolling in employer retirement plans to purchasing life insurance to buying a home, we guide them through a litany of life transitions and financial decisions.
Over time, as their savings grow and they enter the peak earning years of their career, we are able to scale our advice to meet their increasingly complicated financial needs.